1Levels
Lv1 10 PP
Loan limit increased to 800 (from 500); the more you borrow, the more likely you are to attract unwanted attention.
Lv2 15 PP
Loan limit increased to 1,200 (from 500); the more you borrow, the more likely you are to attract unwanted attention.
Lv3 20 PP
Loan limit increased to 1,800 (from 500); the more you borrow, the more likely you are to attract unwanted attention.
2Who can learn it
Every character can learn it.